FakeApi

BasePath: /tmp/HblFinstarFakeApi

CurrentPath: BasePath / RealEstateApi

File: realestate-7aab9c75-dbaa-42aa-90fa-83d50d5277fb.json

{
  "id": "7aab9c75-dbaa-42aa-90fa-83d50d5277fb",
  "address": {
    "street": "Rue de Ocean Breeze",
    "streetNumber": "7",
    "zip": "7632",
    "town": "Boca Raton"
  },
  "premises": [
    {
      "id": "42752536-6ec0-463c-9fdb-ef8a13a8feee",
      "premisesType": "CondominiumApartment",
      "usageType": "PersonalUsage",
      "address": {
        "street": "Sun Boulevard",
        "streetNumber": "18",
        "zip": "8808",
        "town": "Pfäffikon",
        "canton": "SZ"
      },
      "landRegistry": {
        "landRegistryNo": "1111",
        "landRegistryPlanNo": "6789",
        "eGrid": "CH19934"
      },
      "buildings": [
        {
          "type": "HotelAndRestaurant",
          "isMainBuilding": true,
          "isLuxury": true,
          "isHoliday": true,
          "buildingUsage": {
            "netRentalIncome": "45000",
            "livingOwnUse": 30,
            "businessOwnUse": 20
          },
          "buildingInsurances": [
            {
              "insurance": "PrivateInsurance",
              "insuranceCompany": {
                "no": "34232",
                "companyInfo": "Some Insurance Company"
              }
            }
          ]
        },
        {
          "type": "OfficeBuilding",
          "isMainBuilding": false,
          "isLuxury": true,
          "isHoliday": false,
          "buildingUsage": {
            "netRentalIncome": "70000",
            "livingOwnUse": 15,
            "businessOwnUse": 40
          },
          "buildingInsurances": [
            {
              "insurance": "CantonalInsurance",
              "insuranceCompany": {
                "no": "6785",
                "companyInfo": "CantonalInsurance Co"
              }
            }
          ]
        }
      ],
      "valuations": [
        {
          "valuationDate": "2021-02-15",
          "realValue": "",
          "earningValue": "",
          "lendingLimit": "800000",
          "statusCode": "InApproval",
          "remark": "First estimation"
        },
        {
          "valuationDate": "2021-03-01",
          "realValue": "1780000",
          "earningValue": "",
          "lendingLimit": "1820000",
          "statusCode": "Approved",
          "remark": "Second estimation"
        },
        {
          "valuationDate": "2021-03-02",
          "realValue": "",
          "earningValue": "1850000",
          "lendingLimit": "1850000",
          "statusCode": "Approved",
          "remark": "Third estimation"
        }
      ],
      "rightOfLien": [
        {
          "collateralRate": {
            "manualcategory": 10
          },
          "obligationAmount": {
            "currency": "CHF",
            "value": "102000",
            "antecedentAmount": "54000",
            "rankRivalryAmount": "36000"
          },
          "obligation": {
            "obligationId": "d451a6c5-0b10-4add-86bb-af5720c32aa2",
            "electronicId": "AAABBB111",
            "rightOfLienTypeNo": 1,
            "creationDate": "2026-09-13",
            "rank": 10,
            "description": "Right of Lien for a premise in Pfäffikon with lower rank",
            "IsPledgedToPfandbrief": true,
            "maximumInterestRate": "23.5",
            "objectSeqNo": 20
          },
          "premisesRelationThirdParty": {
            "antecedentAmount": "200500",
            "rankRivalryAmount": "100500"
          },
          "premisesRelationTotalDeposit": {}
        },
        {
          "collateralRate": {
            "manualcategory": 5
          },
          "obligationAmount": {
            "currency": "CHF",
            "value": "62000",
            "antecedentAmount": "14000",
            "rankRivalryAmount": "16000"
          },
          "obligation": {
            "obligationId": "577400a8-d98c-4daf-8ee2-a083baf9cdd1",
            "electronicId": "CCCDDD111",
            "rightOfLienTypeNo": 2,
            "creationDate": "2026-09-13",
            "rank": 2,
            "description": "Right of Lien for a premise in Pfäffikon with higher rank",
            "IsPledgedToPfandbrief": true,
            "maximumInterestRate": "13.0",
            "objectSeqNo": 30
          },
          "premisesRelationThirdParty": {
            "antecedentAmount": "100500",
            "rankRivalryAmount": "60500"
          },
          "premisesRelationTotalDeposit": {}
        }
      ]
    },
    {
      "id": "22717b4e-8a37-46a6-b42e-de15cfe8c310",
      "premisesType": "ApartmentBuilding",
      "usageType": "ThirdPartyUsage",
      "address": {
        "street": "Promenade de Florida",
        "streetNumber": "77",
        "zip": "8000",
        "town": "Zürich",
        "canton": "ZH"
      },
      "landRegistry": {
        "landRegistryNo": "2222",
        "landRegistryPlanNo": "234234",
        "eGrid": "CH897897"
      },
      "buildings": [
        {
          "type": "Parking",
          "isMainBuilding": false,
          "isLuxury": false,
          "isHoliday": true,
          "buildingUsage": {
            "netRentalIncome": "30000",
            "percentageLiving": 25,
            "livingOwnUse": 20,
            "businessOwnUse": 40,
            "businessThirdPartyUse": 15
          },
          "buildingInsurances": [
            {
              "insurance": "CantonalInsurance",
              "insuranceCompany": {
                "no": "85765",
                "companyInfo": "Co Co Co Insurance"
              }
            }
          ]
        }
      ],
      "valuations": [
        {
          "valuationDate": "2021-02-15",
          "realValue": "1250000",
          "earningValue": "7250000",
          "lendingLimit": "1800000",
          "statusCode": "Approved",
          "remark": "First estimation"
        }
      ]
    }
  ],
  "ownership": [
    {
      "id": "1455dc15-1d19-4ee3-8106-b52ca5404a44",
      "ownerPartnerNumber": "111.222",
      "ownerInfo": "Frau Jane, Palm City",
      "ownershipType": "JointOwnership",
      "ownershipValue": "55.00"
    },
    {
      "id": "39279bc4-093f-45ea-9d7c-9f544e2dc6f6",
      "ownerPartnerNumber": "333.444",
      "ownerInfo": "Herr Meyer, Orange County",
      "ownershipType": "JointOwnership",
      "ownershipValue": "77.00"
    }
  ]
}